Risk Aversion vs Resilience: How Managed Risk Builds Confidence in Children and Adults

🎙️ In this solo episode of the Able to Care Podcast, host Andy Baker unpacks the powerful – and sometimes harmful – role of risk aversion in caregiving, parenting, and education.

From overprotective instincts to the long-term consequences of shielding people from life’s challenges, Andy explores why positive risk-taking is crucial for building confidence, self-esteem, and resilience – whether you’re raising a child or supporting someone in care.

With powerful stories, psychological insights, and practical reflections, this is an essential episode for carers, teachers, and parents alike.

💡 Sponsor Message:
This episode is proudly sponsored by Carers Card UK – the UK’s number one carers card offering discounts, support, and community connections for those who dedicate their lives to caring for others.

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Let others know you care – while taking a little care of yourself.
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📝 Key Topics Covered in This Episode:

🚸 What Is Risk Aversion and Why Do We Do It?
Understanding the instinct to protect – and the unintended consequences of overprotection.

🧗 The Value of Positive Risk-Taking
From learning to walk to climbing trees, how overcoming small challenges builds confidence and resilience.

👶 Parenting & Caregiving: Are We Overprotecting?
Why “better safe than sorry” can sometimes do more harm than good – and how to reframe it.

📉 The Cost of Overprotection
How stunting risk-taking can lead to poor decision-making, low self-esteem, and lack of confidence later in life.

💪 Let Them Fall (Safely)
How to manage risk instead of avoiding it entirely – and why letting kids (and adults) make mistakes is vital.

🏃 Real-Life Examples from Care, Childhood, and Beyond
From riverside anxiety to elderly autonomy – Andy shares relatable stories about how overprotection shows up and how to challenge it.

🔥 Why Stress Isn’t the Enemy
The science behind positive stress, stepping outside your comfort zone, and redefining “danger” vs “discomfort.”

📚 Maslow’s Hierarchy and the Missing Piece: Feeling Alive
Exploring why some level of risk is essential for joy, purpose, and fulfilment – especially in later life.

🏫 The Playground Study That Changed Everything
A surprising story from a New Zealand school about why allowing children to play in “risky” environments actually reduced accidents and improved classroom behaviour.

💬 Key Takeaways:

✅ Eliminating all risk is impossible – but managing it builds life-long resilience.
✅ Mistakes aren’t failures – they’re vital learning experiences.
✅ Confidence comes from competence – which only comes from challenge.
✅ Risk doesn’t mean recklessness – it means allowing growth.
✅ Support without rescuing – let people explore, try, fail, and get back up again.

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📚 Further Resources:

📖 Targeting the Positive with Behaviours That Challenge – Andy’s book on understanding behaviour and managing distress.

🌐 Able Hub – Access resources for carers, parents, and educators at ablehub.uk

🎁 Carers Card UK – Claim your carers card with the Able to Care podcast!

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⏳ Timestamps:

[00:00] – Introduction: Are you protecting or preventing?
[01:49] – Sponsor Message: Carers Card UK
[02:22] – What is risk aversion and where does it show up?
[03:33] – Risk in early childhood and walking as a metaphor
[04:20] – How overprotection stunts development and self-esteem
[05:34] – The “sofa” example from parenting books
[06:42] – Risk and decision-making: learning through failure
[07:14] – Social learning: anxiety is contagious
[08:16] – Real-life story: riverside anxiety and overreaction
[09:06] – Risk, aging, and the right to still feel alive
[10:09] – Maslow’s hierarchy and the need for stimulation
[10:55] – Debunking myths about stress
[11:59] – Risk vs reward: discomfort leads to opportunity
[13:00] – Positive risk-taking: strategies to support growth
[13:58] – Mistakes as stepping stones: celebrate the process
[14:17] – A New Zealand school’s bold experiment
[15:36] – What the research revealed about learning through risk
[16:44] – Final thoughts: let them climb the tree
[17:30] – Who are you overprotecting? Encourage a small risk today
[18:01] – Bonus message: About Andy’s book and behaviour toolkit

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📲 Connect with Us!

🔗 Instagram: @AbleToCarePodcast
🔗 LinkedIn: @AbleTraining
🔗 TikTok: @AbleToCare
🔗 Website: AbleHub.uk

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Let’s build a community where carers, teachers, and parents feel supported to take positive risks – for themselves and those they care for.